Telecom · 08/06/2025

This article outlines the mobile plan offerings of major U.S. telecom operators and virtual carriers in 2025, including prepaid and family contract options from Verizon, AT&T, and T-Mobile. Several virtual carriers provide more competitive pricing and services, with some packages including free international calls, making them suitable for students studying abroad and travelers. By understanding the various phone plans, users can choose the most suitable services to meet their communication needs.

Finance · 07/21/2025

This article outlines essential knowledge for managing personal finances in the United States, including how to open a bank account, create a budget, pay taxes, and use credit cards. It specifically provides information on public benefits and remittance channels for immigrants and newcomers, aiming to assist them in better adapting to and managing their personal finances. Mastering these resources and skills contributes to achieving economic independence and stability in daily life.

Finance · 09/19/2024

On Wednesday, the Federal Reserve announced a 50 basis point cut to the benchmark interest rate, marking the first significant reduction since the financial crisis. This move aims to support economic growth and reduce financing costs for households and businesses. The Federal Reserve anticipates continuing to adjust interest rates in the coming months, which will have far-reaching effects on the global economy.

Finance · 07/25/2025

Martin Wolf highlighted at the Taiwan summit that the global economy is currently facing challenges from inflation and interest rate policies, predicting an escalation in trade decoupling. He emphasized that U.S. trade policies are influenced by geopolitical factors and expressed concerns that this could trigger a new financial crisis. Countries must timely adjust their policies to mitigate risks and maintain economic stability.

Job Search · 07/23/2025

The healthcare industry offers diverse career opportunities, including roles such as nursing assistants, phlebotomists, and doctors. This article explores the responsibilities and training requirements of each profession to help you seize career development opportunities.

Taxation · 07/21/2025

This article provides a detailed guide for new immigrants on filing personal income tax in the United States. It covers the components of federal and state taxes, the choice of filing methods, the pros and cons of self-filing versus hiring professionals, and discusses common tax credits and forms. The aim is to help new immigrants effectively understand tax filing knowledge and reduce their tax burden.

Taxation · 07/17/2025

The tax filing process in the U.S. is complex and unfamiliar for new immigrants. This article covers the components of federal, state, and local taxes and offers appropriate filing strategies, including advice on self-filing versus hiring professionals. Additionally, it provides detailed information on tax credits, common income types, and relevant tax forms. With this information, new immigrants can better navigate tax season and ensure their legal rights are protected.

Taxation · 07/18/2025

This article provides a detailed overview of the Individual Taxpayer Identification Number (ITIN) in the United States, including its definition, main uses, and application process. The ITIN is primarily used for tax filing, opening bank accounts, and applying for credit cards, especially for non-residents engaged in economic activities in the U.S. The article explains the application steps, required materials, and processing times, helping readers understand the importance of ITIN and how to

Education · 07/21/2025

In 2025, the tuition fees for community colleges in the United States mainly consist of tuition, accommodation, and living expenses. Public schools offer more favorable rates for in-state students, while private schools tend to have higher tuition. Accommodation costs vary depending on whether students choose on-campus or off-campus living. Living expenses include dining, transportation, and personal costs. Understanding these expenses can help students create a reasonable budget.

Telecom · 07/17/2025

This article provides an overview of telephone services in the United States, including the usage of landlines and mobile phones. The U.S. telephone system is operated by private companies, making it easy and quick to apply for a phone line connection with a clear fee structure. It details the dialing rules for local and long-distance calls, as well as the area codes in different regions. Additionally, it highlights the diverse developments in modern telecommunications services.

Transportation · 07/17/2025

This article provides essential knowledge for driving in the United States, covering topics such as license application, traffic regulations, vehicle insurance, and purchasing guidance. Requirements for driving age and license applications vary by state, with many allowing undocumented immigrants to apply for a license. The article emphasizes the importance of obeying traffic rules and safe driving practices, offering practical information and advice for new drivers. Understanding these

Education · 07/25/2025

This guide provides immigrant families with essential information about public schools in the United States, including school structure, registration steps, curriculum offerings, and students' rights, helping them better support their children's education.

Finance · 07/18/2025

The Federal Reserve's balance sheet is a crucial tool for its monetary policy, covering its asset and liability structure. This report demonstrates its significant impact on the market economy, particularly after the financial crisis when quantitative easing policies led to a substantial increase in asset balances, reaching $4.5 trillion. Analyzing the balance sheet can aid in predicting the Federal Reserve's policy direction and market trends, especially in terms of performance variations

Finance · 09/20/2023

This article explores the resilience of the U.S. economy and the risks of recession, highlighting the strong performance of businesses and households, as well as the dynamics of the labor market and underlying vulnerabilities.

Taxation · 07/25/2025

This article provides information on how to apply for the 2020 Economic Impact Payment, including eligibility requirements, application steps, and suggestions for recovering the rebate credit. Regardless of whether you received the payment, you can access the funds you deserve by filing your tax return.